To assist our members in accessing care in light of the COVID-19 pandemic, UnitedHealthcare is providing its fully-insured dental and vision plan customers with a one-time Special COVID-19 Dental and Vision Enrollment Opportunity (“Special Enrollment Opportunity”) to enroll employees who previously decided not to enroll in coverage. The opportunity will be limited to those employees who previously waived or did not elect coverage.
Read MoreThe Department of Labor’s Employee Benefit Security Administration (EBSA), along with the Treasury Department (collectively, “the Departments”), issued several pieces of guidance over the last week affecting employer-sponsored benefit programs.
Read MoreNew York’s Paid Family Leave Benefits Law, or PFL, takes effect on January 1, 2018. Benefit changes evoke questions and concerns from employees and employers alike. As an employer, it’s imperative that you have an understanding of the effects this law will have on you and your associates. Now is the perfect time to contact a health insurance broker regarding your small business health insurance needs.
Read MoreThe risk adjustment program was designed with good intentions. Unfortunately, as we often see, good intentions do not always translate into good policy. The risk adjustment program was designed to prevent insurance carriers from creating an adverse selection by targeting only the healthiest populations. In an effort to stabilize any possible adverse selection, the Centers for Medicare and Medicaid formulated a scoring system based on enrollee demographics and medical diagnoses.
Read MoreStarting in January 2018, Paid Family Leave (PFL) will take effect for New Yorkers. Generally, employees at private sector organizations with at least one employee (who currently have NY statutory disability insurance, commonly referred to as DBL) will be required to receive PFL coverage. PFL coverage allows employees to take paid time off for certain qualifying events while their job and health insurance are protected. PFL will be a mandatory rider added to the DBL policy.
Read More
