The advisors at Schulman Insurance Brokerage are knowledgeable in many insurance products. With long-standing carrier relationships nd extensive knowledge of the insurance marketplace, Schulman advisors will give you clear options and sound advice.
Additional Services
Long Term Care (LTC) Insurance
Insurance coverage for nursing home care, home health care, personal or adult day care for individuals. There are many options in LTC insurance so a careful evaluation of your needs is vital.
Medicare Supplement Insurance
Insurance coverage to supplement basic Medicare coverage. There are several MediGap plans, all provided by private insurance companies, but all plans are not available in every state.
Medicare Advantage Plan
Insurance that provides Medicare Part A and Part B benefits through a private company that contracts with Medicare.
Flexible Spending Arrangement (FSA)
An agreement between employee and employer that allows a fixed amount of an employee’s pre-tax wages to be set aside for qualified expenses which may include child care or uncovered medical expenses. All unused dollars in the account at year-end are lost if not spent.
Health Savings Account (HSA)
A type of savings account created for individuals who are covered under high-deductible health plans (HDHPs) to save for medical expenses that are not covered under the plan.
Transit & Parking Benefit
A fringe benefit offered by some employers to their employees to cover expenses related to transit and parking.
Dependent Care Insurance
A benefit offered by some employers to their employees to cover the care of children or other dependents.